Who needs travel insurance, and why do I need travel health insurance when traveling?

Generally, anyone who is traveling to a country in the Schengen Area needs to take out travel insurance . However, for citizens who enjoy visa-free status, it is not mandatory to have travel insurance, although it is still a good idea to have some. For citizens who need a visa to enter the Schengen Area, as mentioned above, it is a mandatory requirement of the visa application process. Proof of travel insurance must be provided to the embassy to avoid rejection of the application. Why do I need travel health insurance when traveling? Travel health insurance is important because it protects you from unexpected medical costs and emergencies while abroad. Here are the main reasons why you need it when traveling: 1. High Medical Costs Abroad – Healthcare in some countries can be very expensive, and even a minor accident or illness can result in large bills if you are uninsured. 2. Emergency Medical Evacuation – If you become seriously ill or injured, yo...